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In simple terms, credit is considered to be reckless if it is clear from the outset that the Consumer will not be able to afford the repayments, or if no affordability test was done at all.
In our case study (below), the affordability test was indeed done, but it was clear that she would not be able to afford the repayments. It, therefore, seems that the credit was granted recklessly.
I Have Received A Summons – What Does This Mean?
Having a Sheriff serve a Summons on you could often be a very scary thing! This is especially true if you know nothing about a Summons and what to do with it. In this article, Kaylee Tree discuss a few important points to remember once you have received a Summons. #Summons #DebtCollection #LetUsHelpYou #StayCalm
Before You Say, “I Do”, Read This
Most people who have a traditional wedding and a normal wedding, are never sure when they actually need to conclude the Ante-nuptial Contract, if they choose this route. In this article, Elsabe Sentle discusses what a traditional marriage is, as well when the right time to conclude an Ante-nuptial contract is in such an instance.
